miaPOS by Finergy
Accepting Instant Payments
.
.
The problem
Payments are easy for buyers.
Cards, phones, watches, wallets, NFC, QR - lot’s of options.
For Merchants, it is still a problem
Cards, phones, watches, wallets, NFC, QR - lot’s of options.
For Merchants, it is still a problem
High fees
Delayed reconciliation
Integration challenges
Instant payment services are replacing card payments
- Lower fees – up to 2x less
- Receive money instantly
- Driven by national banks
miaPOS
Wherever an instant payment system is available
Finergy
offers a platform to accept instant payments
Banks
buy it and offer it to businesses.
Merchants
use it to accept instant payments
Traction
Since launch in October 2024
- 2,000+merchants onboarded
- 15,000+in onboarding pipeline
- 9 out of 10Moldovan banks
- € 210,000in sales in 2024
- 4 banks in Romanianegotiations in progress with
Business model
CAPEX,setup
SaaS
On prem
miaPOS core system
0 €
€50,000
POS licences included in package
n/a
100
extra POS licenses
€0.00
100 (lics) €50.00
OPEX, monthly
Operating and support
0.1% txn, min 0.002 €/txn
Min 1 €/POS/mo
Min 1000 €/mo
Min 1 €/POS/mo
Min 1000 €/mo
200 €+
2 €/POS lic
2 €/POS lic
How big?
- Over 100 countriesOver 100 countries now have access to instant payments
- 266.2 billionIn 2023, there were 266.2 billion instant transactions
- 300% growth300% growth from 2025 to 2030
- $58 trillionBy 2028, instant payments are expected to surpass $58 trillion
We are raising
$ 1,000,000
For an accelerated global expansion
Team
Maxim Burdiean - CTO, 20+ years in software production
Ghenadie Cernei - BD, 30+ years in banking industry
+Team of 12 devs
Ghenadie Cernei - BD, 30+ years in banking industry
+Team of 12 devs
