miaPOS by Finergy
Accepting Instant Payments

.

The problem
Payments are easy for buyers.
Cards, phones, watches, wallets, NFC, QR - lot’s of options.
For Merchants, it is still a problem

High fees
Delayed reconciliation
Integration challenges
Instant payment services are replacing card payments
  • Lower fees – up to 2x less
  • Receive money instantly
  • Driven by national banks
miaPOS
Wherever an instant payment system is available
Finergy
offers a platform to accept instant payments
Banks
buy it and offer it to businesses.
Merchants
use it to accept instant payments
Traction
Since launch in October 2024
  • 2,000+
    merchants onboarded
  • 15,000+
    in onboarding pipeline
  • 9 out of 10
    Moldovan banks
  • € 210,000
    in sales in 2024
  • 4 banks in Romania
    negotiations in progress with
Business model
CAPEX,setup
SaaS
On prem
miaPOS core system
0 €
€50,000
POS licences included in package
n/a
100
extra POS licenses
€0.00
100 (lics) €50.00
OPEX, monthly
Operating and support
0.1% txn, min 0.002 €/txn
Min 1 €/POS/mo
Min 1000 €/mo
200 €+
2 €/POS lic
How big?
  • Over 100 countries
    Over 100 countries now have access to instant payments
  • 266.2 billion
    In 2023, there were 266.2 billion instant transactions
  • 300% growth
    300% growth from 2025 to 2030
  • $58 trillion
    By 2028, instant payments are expected to surpass $58 trillion
We are raising
$ 1,000,000
For an accelerated global expansion
Team
Maxim Burdiean - CTO, 20+ years in software production
Ghenadie Cernei - BD, 30+ years in banking industry
+Team of 12 devs
Made on
Tilda