miaPOS by Finergy
Accepting Instant Payments
.
The problem
Payments are easy for buyers.
Cards, phones, watches, wallets, NFC, QR - lot’s of options.
For Merchants, it is still a problem
High fees
Delayed reconciliation
Integration challenges
Instant payment services are replacing card payments
Lower fees – up to 2x less
Receive money instantly
Driven by national banks
miaPOS
Wherever an instant payment system is available
Finergy
offers a platform to accept instant payments
Banks
buy it and offer it to businesses.
Merchants
use it to accept instant payments
Traction
Since launch in October 2024
2,000+
merchants onboarded
15,000+
in onboarding pipeline
9 out of 10
Moldovan banks
€ 210,000
in sales in 2024
4 banks in Romania
negotiations in progress with
Business model
CAPEX,setup
SaaS
On prem
miaPOS core system
0 €
€50,000
POS licences included in package
n/a
100
extra POS licenses
€0.00
100 (lics) €50.00
OPEX, monthly
Operating and support
0.1% txn, min 0.002 €/txn
Min 1 €/POS/mo
Min 1000 €/mo
200 €+
2 €/POS lic
How big?
Over
100
countries
Over 100 countries now have access to instant payments
266.2 billion
In 2023, there were 266.2 billion instant transactions
300% growth
300% growth from 2025 to 2030
$58 trillion
By 2028, instant payments are expected to surpass $58 trillion
We are raising
$ 1,000,000
For an accelerated global expansion
Team
Maxim Burdiean -
CTO, 20+ years in software production
Ghenadie Cernei -
BD, 30+ years in banking industry
+Team of 12 devs
Made on
Tilda